FSFinOps Studio
🇺🇸 US Treasury, Payroll & SaaS Billing Reference • Live 94-Char ACH API • $0/Month

Complete NACHA ACH Return Codes (R01–R85), NOC (C01–C07) & Record 6 Inspector

Diagnose ACH returns and Notifications of Change from J.P. Morgan Chase, BofA CashPro, Wells Fargo CEO, Silicon Valley Bank, CitiDirect, Stripe, and Dwolla—and generate or parse strict 94-character .ach files with mathematical ABA MOD-10 routing verification.

Generate / Parse .ACH Files ($0.02/entry) → Open 94-Char NACHA Sandbox Download Python ACH Script

Searchable NACHA Return, NOC & SEC Code Directory

Code Window / Rule Official Nacha Meaning Actionable Ops & Engineering Fix
100% Local Browser 94-Column Slicer

Instant 94-Character NACHA Record 6 Entry Detail & ABA Checksum Inspector

Paste any 94-character 6... Entry Detail line from your .ach file to audit exact NACHA column positions (01–94), Transaction Code (22/27/32/37), and 9-digit RDFI ABA MOD-10 check digit:


    


    

      

        Two-Way Cloud API: Generate OR Parse .ACH
        
Generate 94-Char NACHA Batch via REST API

        
Supports PPD (payroll), CCD (B2B vendor/AR), and WEB with automatic Block-10 9999... padding and ABA MOD-10 validation:

        
curl -X POST "https://api.apify.com/v2/acts/finops_studio~nacha-ach-file-generator/run-sync-get-dataset-items?token=YOUR_APIFY_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "mode": "generate",
    "secCode": "CCD",
    "immediateDestination": "021000021",
    "immediateDestinationName": "JPMORGAN CHASE",
    "immediateOrigin": "1943829104",
    "immediateOriginName": "ACME CORP",
    "companyName": "ACME CORP",
    "companyId": "1943829104",
    "companyEntryDescription": "VENDOR PAY",
    "originatingDfiId": "02100002",
    "effectiveEntryDate": "261118",
    "entries": [
      { "transactionCode": "22", "routingNumber": "121000358", "accountNumber": "883104921", "amount": 4850.00, "individualId": "INV-904", "individualName": "PACIFIC SUPPLY LLC" }
    ]
  }'

      


      

        Official MCP Server (#1 Global Rank)
        
Claude / Cursor NACHA Payroll & AP Agent

        
Published on registry.modelcontextprotocol.io as io.github.Geornaden/nacha-ach-payroll-generator-mcp:

        
{
  "mcpServers": {
    "nacha-ach-generator": {
      "url": "https://mcp.apify.com/?actors=finops_studio/nacha-ach-file-generator",
      "headers": {
        "Authorization": "Bearer YOUR_APIFY_API_TOKEN"
      }
    }
  }
}