100-Character UK BACS Standard 18 Bank File Generator
Turn payroll & supplier spreadsheets into ready-to-upload UK BACS Standard 18 files with automatic Julian dates (bYYDDD), 6-digit UK Sort Code validation, CONTRA balancing, and UTL1 integer-pence totals.
Compatible with Barclays.net, Lloyds Commercial, NatWest Bankline & HSBCnet UK
Generates exact 100-character fixed-width records including VOL1, HDR1/HDR2, UHL1, Direct Credit (99) & Direct Debit (01/17/18) rows, self-balancing CONTRA entry, and EOF1/EOF2/UTL1 control trailers.