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pain.002.001.1040+ ISO Reason CodesPlain-English FixesException Alerts

ISO 20022 pain.002 Bank Rejection Decoder (AC04, AM04, BE01, BE04, MD01)

Turn raw XML bank rejection logs from EBICS/SFTP gateways into clear Slack, Jira, or ERP alerts explaining exactly why a payment failed and how to fix it.

Input Payload (JSON / BAI2 / XML — Editable) 100% Client-Side Browser Preview
Generated Bank File / Decoded Output READY

      
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Frequently Asked Questions

What ISO 20022 status and rejection codes are explained?

Over 40 codes including AC01 (Bad IBAN), AC04 (Closed Account), AM04 (Insufficient Funds), BE01 (Verification of Payee Name Mismatch), BE04 (2026 EPC Missing Structured Address), MD01/MD06 (SEPA Mandate/Refund), and RR04.

Can it return only rejected transactions for Slack or email alerts?

Yes. Pass "onlyRejectedOrExceptions": true to filter out accepted items and receive only RJCT, PART, ACWC, or CANC exceptions.

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