FSFinOps Studio
🇬🇧 Live on Apify Store & Official MCP Registry • £0 / $0 Monthly Subscription

Convert Sage, Xero, BrightPay & CSV Payrolls into Exact 100-Character UK BACS Standard 18 Files

Skip £1,200+/year desktop BACS formatting licences. Generate complete Bacstel-IP Standard 18 envelopes (VOL1, HDR1/HDR2, UHL1 Julian bYYDDD date, Direct Credit 99 / Direct Debit 01/17/18, CONTRA & UTL1) for Barclays.net, HSBCnet, Lloyds Commercial, NatWest / RBS Bankline, and Santander Connect.

Run UK BACS Standard 18 API ($0.02/row) → BACS ARUDD/ADDACS Codes & 100-Char Slicer Check UK 6-Digit Sort Code Free

UK Clearing Bank Gateways & BACS Transaction Codes

UK Corporate Bank Portal Typical Sort Code Prefix Envelope Mode Common Transaction Codes
Barclays (Barclays.net / Direct BACS) 20-xx-xx Full VOL1..UTL1 or Detail-Only 99 Credit, 17 Direct Debit
HSBC UK (HSBCnet) 40-xx-xx Full Standard 18 (100 chars) 99 Vendor/Payroll Credit
Lloyds & Bank of Scotland Commercial 30-xx-xx / 80-xx-xx Full Standard 18 + CONTRA 99 Credit, 01 First DD, 17 Ongoing DD
NatWest / RBS Bankline & Santander Connect 60-xx-xx / 83-xx-xx / 09-xx-xx Toggle includeHeadersAndTrailers 99 Direct Credit, 18 Re-presented DD
REST API / Python / n8n / Make.com

Generate 100-Char BACS Standard 18 via HTTP POST

Automatically converts YYYY-MM-DD into BACS Julian bYYDDD, formats integer pence (11 digits), appends CONTRA, and reconciles UTL1:

curl -X POST "https://api.apify.com/v2/acts/finops_studio~uk-bacs-standard18-generator/run-sync-get-dataset-items?token=YOUR_APIFY_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "serviceUserNumber": "654321",
    "originatingCompanyName": "THAMES CLOUD LTD",
    "originatingSortCode": "20-45-45",
    "originatingAccountNumber": "87654321",
    "processingDate": "2026-11-18",
    "includeHeadersAndTrailers": true,
    "payments": [
      {
        "name": "OLIVER WRIGHT",
        "sortCode": "40-12-34",
        "accountNumber": "12345678",
        "amount": 2845.50,
        "reference": "SALARY NOV 2026",
        "transactionCode": "99"
      }
    ]
  }'
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Plug UK BACS Directly Into Claude & Cursor

Published in registry.modelcontextprotocol.io as io.github.Geornaden/uk-bacs-standard18-payroll-mcp for zero-hallucination UK GBP payroll automation:

{
  "mcpServers": {
    "uk-bacs-standard18": {
      "url": "https://mcp.apify.com/?actors=finops_studio/uk-bacs-standard18-generator",
      "headers": {
        "Authorization": "Bearer YOUR_APIFY_API_TOKEN"
      }
    }
  }
}

Built for UK Accountancy Practices, Payroll Bureaus & Finance Directors

Format unlimited client SUNs and GBP payment runs for $0/month fixed subscription and $0.02 per row.

Open UK BACS Generator on Apify Store → Accountancy & Bureau ROI Calculator Full Standard 18 Column Map